Insights and Updates

The 21st Century ROAD to Housing Act became law at midnight on Friday — the largest federal housing measure in a generation, though not a Great Society–scale program. It carries little new money. Its significance for local governments is in the incentive structure it creates, not in mandates.

What Growing Up in Public Housing Taught Me About Economic Rights James Carras, June 29, 2026 James Carras, Principal, Carras Community Investment, Inc.; Adjunct Lecturer, Harvard Kennedy School I grew up in the Mission Hill Extension housing projects in Roxbury, Massachusetts. It was the early 1960s. The streets were alive with Greek immigrant families, Black Bostonians who had migrated north during the Great Migration, and working-class Irish households who hadn’t yet made

A national overview of how the lending system treats two-to-four-unit and accessory dwelling housing — and how that treatment has begun to change.

South Florida is experiencing a housing crisis. More than half of renters are cost-burdened, spending over 30% of their income on rent. Many are one unexpected expense away from eviction or homelessness. This is not just an economic problem; it is a moral one. It is time for our churches, synagogues, mosques, and temples to bring their full power and purpose to the affordable housing movement.