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Capital as a Civil Right
What Growing Up in Public Housing Taught Me About Economic Rights James Carras, June 29, 2026 James Carras, Principal, Carras Community Investment, Inc.; Adjunct Lecturer, Harvard Kennedy School I grew up in the Mission Hill Extension housing projects in Roxbury, Massachusetts. It was the early 1960s. The streets were alive with Greek immigrant families, Black Bostonians who had migrated north during the Great Migration, and working-class Irish households who hadn’t yet made
James Carras
Jun 294 min read


Financing the Missing Middle
A national overview of how the lending system treats two-to-four-unit and accessory dwelling housing — and how that treatment has begun to change.
James Carras
Jun 112 min read


Greater Fort Lauderdale’s Capital Access Ecosystem: Current Status and Future Opportunities
Informed by Research and the Greater Fort Lauderdale Capital Access Summit James Carras November 3, 2025 Preface: The Greater Fort Lauderdale Capital Access Summit was convened to address one of the region’s most pressing economic challenges: ensuring that all entrepreneurs—especially minority, women, and locally owned businesses—have equitable access to the capital, technical assistance, and opportunity needed to grow and thrive. Organized under the leadership of the Greater
James Carras
Nov 2, 20251 min read


Reimagining Capital: Building Equitable Ecosystems for Inclusive Growth
In this short avatar video, James Carras shares reflections drawn from his keynote speech and white paper presented at the Community Reinvestment Alliance of Florida’s annual conference.
James Carras
May 19, 20251 min read


Building a Just Capital Ecosystem: A Personal and Strategic Call to Action
Adapted from a keynote address delivered at the South Florida Community Reinvestment Alliance Annual Conference on May 15, 2025.
James Carras
May 16, 20256 min read
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